No. of Recommendations: 0
"I guess that's not as bad as having health insurance premiums rise 10% to 15% each year.

intercst "

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Well, you are getting an immediate return on money paid for health
insurance.
LTC payments may not buy you anything if the company policies are
too restrictive to collect, if you cannot continue paying,
if the company you are paying goes bankrupt, or if you die before
needing any service.

Howie52
Buying something that you will not need for possibly 30 years or so
carries a risk risk premium.
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