UnThreaded | Threaded | Whole Thread (10) | Ignore Thread Prev | Next
Author: Howie52 Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 1490  
Subject: Re: Retirement Planning Figures Date: 9/8/2007 2:46 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 0
"I would like to also have a more realistic value to look ahead with. I am guessing about 3.5% or a little less is "reasonable."

Any opinions? "

^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

The future is always cloudy. Basically, a lot depends on your
own situation and habits. As folks age, their spending habits
change - and the impact of inflation can be offset by changes
in habits.

Food and energy costs have the least flexibility at the low end
yet these are typically not included in inflation analyses.

So, I am no longer certain that inflation impact is as great a
concern as many analysts claim or as many pre-retirement folks
fear. The cost of milk is critical. The cost to heat a home is
critical. If you have a lung diease, the cost of oxygen cylinders
is critical.

So, the issue becomes very individual and very personal. As such,
other folks' opinions only have an influence as a general guide -
and we are all reading the same sources, using the same formulas,
and worrying in the same avenues.

Howie52
I am worrying less as I see my kids finally get through college
and start their own lives. DW and I can survive and have enough
fun for us on very little if need be.
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (10) | Ignore Thread Prev | Next

Announcements

Post of the Day:
Value Hounds

Ubiquiti Analysis
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement