No. of Recommendations: 0
"Is a CD ladder still a better choice than just using a Fund like this". I want maximum return with pretty much NO risk.

In more normal times, a CD ladder would be more advisable.

At a historical low point in yields, where we are now, I would keep it in a short-term bond fund for now.

Of course, I'm betting that rate WILL go up sometime in the next couple of years, which would make you regret locking into the longer part of your CD ladder.

Print the post  


What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.