No. of Recommendations: 0
"Is a CD ladder still a better choice than just using a Fund like this". I want maximum return with pretty much NO risk.

In more normal times, a CD ladder would be more advisable.

At a historical low point in yields, where we are now, I would keep it in a short-term bond fund for now.

Of course, I'm betting that rate WILL go up sometime in the next couple of years, which would make you regret locking into the longer part of your CD ladder.



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