"It's sort of depressing when you throw $2,000 at Visa and you still have a $2,000 balance. Seems like an uphill trudge at times, and looking at a "debt-free" date that is more than a year away can be still more depressing. "Dswing,If you ever get depressed, think of the encouragement your story gives to those deeper in the hole than you. You have much to be proud of, and are doing an excellent job!!!! Keep it up - YOU CAN DO IT!!! Can't wait for your happy dance! Remember, your BEST credit is your own cash!!!johnmoni
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