"Keep in mind that you probably won't be able to deduct money going into a traditional IRA unless your income is lower-middle-class or lower."?Let's say I'm relatively poor (but rich in ways other than financial)...Certainly poor enough that when people say, you just need to make sure you make under x amount (say 100k a year) and only contribute to the IRA y amount (say 2000/year), I think, I wish maxing out an IRA were on my list of problems.But let's say I did put money into a traditional IRA--why would it make a difference how much money I make whether or not it could affect my taxable income?
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