No. of Recommendations: 0
"Like you I have a charged off account that I am paying off fairly fast. But I go back and forth some times about whether it's worth it do if this derogatory data will remain in my file for x number of years and affect everything from apartment rentals to opening up new savings accounts even after it has been paid off! "

It may seem like it's not worth the trouble of paying it off But, think about this....

The only thing that will secure a mortgageor any future is the bottom line which is a "0" balance
make a deal with the creditor that if you want my money then I want it reported as a paid charge off...

My 2 cents FWIW
and remember free advice worth every penny!


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