"Logical from your perspective, maybe, but, again, not for many, many 65+ people who may never have even HEARD of a lot of these companies, or who may never have "worked with" ANY such companies, especially their first time!"Vermonter, I presume you have Medicare coverage. Who provides your Part B supplemental?Do they do a good job? What Part D plans do they offer? If their plan is cost effective why not use them?Did you work for an employer with health insurance? Who administered their plan? An insurance company? Did they do a good job? Service OK on the 800 number? Claims paid on time? etc etc. Do they offer Part D. Why not buy from them?When you bought auto insurance last time, did you really talk to hundreds of suppliers to get the very best deal? Come on. No one shops for insurance that way. It is a personal relationship business. You buy from someone you know and trust if you can.Its only a zoo is you make it so. If you go shopping for an automobile and start negotiating with dozens of suppliers life does get complicated. But who's fault it that?Stirring up the troops with claims of uncertainty and chaos is a standard union technique to spread fear to defeat a contract. Managers know to reassure the troops that they can make the changes work. But in this case, changes aren't required. They may be an opportunity.
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