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"My point is that those of us with a frugal mindset tend to shun debt of all kinds as bad, and that's just not an optimum attitude." - salaryguru


I never had enough confidence in my ability to make money or keep a job to take on a lot of debt. I was a job hopper till my last job. Rather embarrassing.

That's why I prefer to pay off debt. That way if I was out of work I didn't have to worry about making payments with money I didn't have.

Art
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