"ok. so it's a number you chose based onearly retire rules?" - 0x6a74 It's the number I got using intercst's 72(t)SEPP calculator at his website. It's phenomenally close to 4%. Like 3.97% or something like that. Of course over the last 7 years it's changed up and down depending on the value of my IRA but it's stayed pretty close to 4% the whole time. 72(t)SEPP calculator:http://www.retireearlyhomepage.com/wdraw59.htmlThe whole way I got into the early retirement was by reading intercst's http://www.retireearlyhomepage.com/ website and then when I was ready to start the 72(t)SEPP distributions I used the calculator on above link. The man is a retire early genius. So far so good. Art
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