"The fault, dear Brutus, is not in our stars,But in ourselves, that we are underlings."Cassius, encouraging Brutus to kill Caesar.Well, I am not advocating killing anybody, but the fact is that people should learn how to take charge of their plans and make the best of them. I discussed the retirement plan with my co-workers when I was working - or rather I tired to discuss the subject. Invariably the reply would be something like "I have not looked at it for so long I do not remember which funds I own". Rather pathetic. I remember calling to switch from one fund to another, and somebody overheard the call and accused me of speculation, as if all trading were speculation.So far as the "financial professionals" are concerned, many of them spend more time selling their "services" than actually making money for their customers. Be careful if you pick one of them to manage your money.
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