UnThreaded | Threaded | Whole Thread (16) | Ignore Thread Prev | Next
Author: pauleckler Big funky green star, 20000 posts Top Favorite Fools Old School Fool Answer Team Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 77392  
Subject: Re: Invest extra cash? Date: 4/14/2012 8:50 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
"The retiree doesn't know much about investing. I don't know if they would attempt to learn about buying individual bonds."

If you decided you wanted to set up a laddered maturity bond portfolio, any stock broker will be able to bid for your business. You tell them the amount, the maturity, and the bond rating, and they will show you a list of bonds they propose to buy. You get to review them to see if you are comfortable with them, and pick the best offer.

Most individuals should buy investment grade bonds, rated probably A or better. Longer maturity gives higher yield, but in the example I mentioned before, you would want 5 bonds, each maturing at 1 yr intervals for 5 yrs. The minimum total investment is usually $25K, but more is better.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (16) | Ignore Thread Prev | Next


The Retire Early Home Page
Discussion on accelerating retirement day.
Kiddie Card Board
Should kids have their own credit card?
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Saul's Investing Discussions

INBK Q1 2015 Earnings Analysis
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.