No. of Recommendations: 0
"The three ways to mitigate stock risk: diversification, time, and steady deposits of new money into the portfolio."

How much time diversifciation is necessary? I contribute bi-monthly to my 401k. But on the ROTHs, I put in the full 3k at once (6k this time for my wife's since I did 03 and 04 contributions at the same time). Their held at Ameritrade, so I'm trying to pay one commision per year.

I know I could set them up at a fund company and do monthly contributions, but I like having the extensive fund options at Ameritrade. I've been selecting funds/ETFs by choosing an asset class, then looking for the lowest fees, lowest turnover, equal sector weighting, with a high number of stocks.

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.