"there are three bottoms in a bear market" and letting such dogma drive your investment decisions, is, in my opinion, a recipe for disaster, or at best, sub-par results and a lot of time out.Kelbon,To each their own. We have not seen the last of this bear market. I got my dad to short gold with the DZZ earlier this year. He also had a fifth of his money in the market for the last two years. He is way ahead of the game. He wants no risk. That is not dogma as much as common sense. He does not want to work harder than he is at age 74. Regardless of age buying risk is a fool's game. The true returns are after 2017 in the next bull market. JMOTime will tell. I dont think this market has legs from here. But the news outlets have ears. Dave
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