"would love to know how I can protect myself from myself"By keeping yourself physically and mentally healthy. I suspect you already know what you're doing financially. I think lack of financial smarts is a more likely a problem than aging. After my dad died I took over the investments in their trust. A broker had put them in front-loaded investments, so he had made his money leaving them with a bunch of unsuitable holdings with high management fees. Vanguard was helpful in moving everything to a no-load low-fee three fund portfolio that has performed well during the 12 intervening years. My mother, 101, lets me manage the trust and is pleased with the results, but she's still watchful. I'm only 78.db
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