"you don't want to create two new accounts" . . . so keep the joint acct for now - have my sister open a new account and transfer 14k of "her" stock and 'gift' (?) 14k of additional stock? Hold the remainder in my name in the original joint acct til next year?Why am I determining the cost basis of the stock? Is that 14k of current value or of original cost basis? Don't see where that fits in. I wasn't thinking about 'stepped up cost basis' - I knew that didn't apply. ThanksKelly
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