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"You might consider rolling the whole IRA over into a Roth IRA. There would still be the taxes to pay (like if you took it all out all at once) but after that they won't have to worry about withdrawing it unless they really need it. "

Is this ability to roll an IRA to a ROTH available if mandatory distributions have begun?

Also for folks over 70 1/2 that roll an IRA into a Roth are there any limitation on how much or when they can withdraw funds?

I understand how a Roth would work for me with the five year limits but I am unsure how it would work for my mom who is past the age of 70 1/2.

BGP
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