rad,I have been happy with my service through TD Waterhouse (I have an IRA and a regular brokerage account there). I would have no problem recommending them for IRA accounts with a low balance. Of course, my IRA account is soon to creep over $10,000 so I am transferring it to Vangaurd to take advantage of the better fee schedule. I decided to wait until I would get it over $10,000 to avoid the index fund fee for balances below $10,000...but looking back I should have just made the transfer when I got over $5000. Good luck...and congrats on doing a good job of raising your kids to understand the power of compounding and staying out of debt!ACME
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