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Author: LtUhura Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 59186  
Subject: Re: Mutual fund rollover question Date: 2/7/2007 10:54 PM
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Rain, I think I love you :o)

Once upon a time I had a plan and all that jazz, then my plans got derailed. In a very short period of time, something like four months, I lost my job of 11 years, had two close family members die and a third battle a serious illness, my then 9-year-old with Asperger's Syndrome suddenly started talking about suicide, my husband had a health scare and we had a messy, messy MESSY and hella expensive eviction with a particularly troublesome tenant. In short, I was a total wreck, and I discovered that I was not immune to clinical depression, which runs in my family. Readers' Digest version, my husband's health scare was just that, a health scare, I'm off the Zoloft and tequila (BTW, tequila is not medication -- who'd a thunk?), I found a full time job that pays less than my former part time job (kinda sucks, but I know it's temporary), we got The Boy on anti-anxiety meds and are getting our rental unit ready for a new tenant by this Spring. in that time, figuring out what to do with the 403(b) had a pretty low priority.

I didn't work for the government. I'd be in a much better situation if I had. Instead, I worked at a non-profit. It was a great job. I loved the work, the hours were flexible and people in other countries knew my name and the pay was awesome for 20 hours a week. Did I get rich at it? No, of course not. It was a non-profit and I was working only 20 hours a week. But it was more than enough for me to stash away a serious e-fund, now almost gone thanks to an extended period of unemployment and clinical depression. What I need more than anything is to get back on track. That $30K in my mutual fund -- a Fidelity fund, rated D, run by one of my former employer's directors -- needs to be reinvested, I need to build my e-fund back up. I want to retire in 15-20 years, before I'm 65.

Uhura
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