No. of Recommendations: 0
Rate below 8 on education loans is pretty good. I wish had locked in at such a low rate. Given that rate, my advice would be to continue to make regular payments on the loans while also investing some of your assets. By following Foolish principles, you should be able to obtain an investment return higher than the loan interest rate.

On the other hand, and I can testify based on personal experience, making regular payments on a long term loan can be a real headache administratively, even if you've consolidated your loans such that only one or two payments are required monthly. And generally, loan servicing companies make Ken Starr look like Gandhi in their vigilance and aggression. So, if you want to avoid years of such trauma, you might want to consider paying off the loans ASAP.

Good luck
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