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rather than a conduit IRA, could it be rolled into, say, a Keogh or SEP, then either of those rolled back into a 401k?

I'm not really sure, but the distinction is irrelevant. Once you roll it into an IRA, you can make just about any kind of investment you want. Leaving it in its own account doesn't limit your choices, and still guarantees that you'll be able to roll it into a 401(k) if that's what you want to do.

Phil Marti
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