Rayvt writes,There are some amusing things in the data. I chuckled at the thought of the 90 year old owner of a $6,000,000 account studiously making her annual $1800 deposit so she could keep her $250k life insurance in effect. </snip>If you don't keep the life insurance policy in force, all loans taken against it to date become taxable with accrued interest and penalties -- a likely very large number.intercst
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