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Rayvt wrote:
The whole discussion is moot anyway. The SSA itself says that taking at any age from 62 to 70 is actuarially equal.

When I started this thread it included pointing out that FIRECalc was telling me that it was better to start taking social security at age 62. Better in the sense that if I started with a big pot of retirement money I could draw a greater amount with no (backtested, not guaranteed future) chance of going broke if I added in SS taken at age 62 than if I added the greater amount in at age 70.

So while it may be actuarially equivalent, I don't think it's moot for my purpose. Unless there's a bug in FIRECalc's model of social security, which is entirely possible.

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