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Greetings, MaineFool, and welcome.

<<Any good advice on investing a portion of limited social security with the investor in 15% tax bracket and already holding a small variety of reasonably performing growth and growth and income mutual funds. What about an IRA in the best performing of these funds before April 15th and then a conversion to a Roth IRA? What about an index fund? If so, which one? Hopefully, this investment could be for at least five years. Definitely not interested in any high risk endeavors!>>

No advice, just some comments. Contributions to any IRA must come from earned compensation in the form of wages, tips, bonuses, commissions, etc. Social Security payments are not earned compensation and thus will not be income you may contribute to an IRA of any type. Also, if you will need those funds in five or fewer years, you definitely don't want much risk in any investment you choose. Accordingly, you should think in terms of Cd's, short-term bond funds, money market funds and other income producing vehicles with short maturity dates. They tend to have far less volatility than other options yet still produce modest returns on your money.

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