Re: the following excerpt from your letter:"By the way, for those of you wondering why I'm not considering the 72(t) option, I have considered it, but am not going that route because I don't want to limit myself to "substantially equal" payments over my remaining living years. This portfolio is going to grow to ever-increasingly higher levels and I want the flexibility of withdrawing varying amounts in the future for various/multiple needs and wants."NOTE: You are NOT required to make "substantially equal payments" for the rest of your natural life; only for 5 years.
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