Read all the literature from Providian on their $100 plus 0% interest for 3 months. Not enough info tomake an informed decision, but couldn't find anythingthat said I was commiting to anything, either. Sentit in.Must transfer $3000 balance from other cards in order to get the $100. They told me that by phone--my information packet has not arrived yet, so don'tknow any other details. Would have transferred thismonth's bill on my card (had some extra expenses) sothat I wouldn't have to pay it all at once, but theycouldn't make the transfer before my payment was due.However, if you want to call them, toll-free numberis 1-800-586-2366. Person I just talked with seemedpleasant enough and even reasonably intelligent. I will post more on this outfit once the info comes.
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