Read, read, read. Read books by Peter Lynch, Suze Orman and Andrew Tobias ("The Only Investment Guide You'll Ever Need" and "Money Angles.") and any book about investing in new or used book store that you will WANT to read. "The Millionaire Next Door" is great for encouraging you not to spend to impress. You will astound yourself by how much smarter you will be than other people. Just put your lovely nestegg in a broker account like Schwab where it can be earning interest in one of several types of cash accounts like muni-bond funds or money market. Then as you learn more you can invest it or spend a portion for the downpayment on a house. Transfer some every year into your Roth IRA's and keep educating yourselves. Make it a team effort. Set goals to increase your net asset value each year. Good luck.
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