UnThreaded | Threaded | Whole Thread (30) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: JLC Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 75383  
Subject: Re: Want portfolio advice Date: 11/4/2010 4:40 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 1
Read this short paper. I'm not saying follow the portfolio pattern but it will show/explain a little about different asset classes.

http://papers.ssrn.com/sol3/papers.cfm?abstract_id=962461

You have several allocations around 1%. In dealing with a portfolio of $150k, that means about $1.5k invested. Fees and spread on buy/sell will take a good chunk of the return away. IMHO, you can eliminate these and others to keep things simpler.

To stay within your model (and use ETFs) you could do the following.
Stocks: 15% IVV (US), 10% VEA (foreign), 10% VWO (emerging)
Bonds: 30% IEF (US), 20% IGOV (foreign), 15% TIPS

Personally, I'd do something like this

Stocks: 15% IVV, 15% VEA, 10% VWO
REITS: 10% VNQ, 10% WPS
Commodities: 10% USCI
Bonds: 10% IEF, 10% IGOV, 10% PCY

JLC
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (30) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

The Retire Early Home Page
Discussion on accelerating retirement day.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement