My husband and I looked over the dinner table at each other about 2 months ago and started talking about retirement funds. The stimulus behind this conversation had been reading the You Have More Than You Think book. So after printing off and outlining the whole section All About IRA's, I bring you the following questions that were not answered in the Most Commonly Asked Questions.Does anyone have suggestions about any good Discount Brokers? (Yes we have the list on this web site but we want your opinions, after all you the consumer are using them!) Why want to know why you use them. Benefits and any problems you have had.Next question is under the First Time Homebuyers section. There was an example of two parents giving their children a total of $20K by each giving $10K from their Roth IRA's, however is it permissable for a married couple to remove $10K each from their seperate Roth IRA's to fund a downpayment on a first time home purchase for a total downpayment of $20K? It sounds permissable now that I put it in print but just thought I would check.Okay last but not least. Estate tax, when a spouse is a Beneficiary of a Roth IRA. Do they pay it or not? Hope I have not been to hard on you....I would love to hear what you all have to say. Ciao
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