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Real estate does not always go up. It goes up, and it goes down.

So do stocks.

As I said, for my personal residence, I do not consider it an investment because its primary purpose is to provide me with housing.

Which means you simply think of your home as defined differently, but providing you with housing is a way of providing you's just not as easily defined as an investment as dividends from a stock.

I can understand why people believe they are not making an investment when buying their home, but in reality you are. Like a stock, it is hoped to provide value, which for some people includes more than monetary value such as control over one's life and stability, and have residual value when you go to sell. The question really is whether it is a good investment or not, but an investment it is.

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