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People who have actually priced health insurance policies on the exchanges are elated with what they see. It's an astonishing departure from the elite, effete Chickenhawk Republicans you hear on Fux News lying about the program.

"Oh man, I'm elated, it's like they took something off my shoulders, you know?" he says.

Dodson estimates he will pay around $285 a month, and at that price, he says, he can't wait to sign up.

"I can afford that -- I mean, that's wonderful, man,"
he says, with relief in his voice. "I mean, I'm 59 years old. Sooner or later, something is going to happen to me."

In Maryland, Dodson will get to choose from among six different insurance companies -- typical for most states nationwide. Most companies also offer multiple policies, ranked in price from bronze, being the cheapest, up through silver, gold and platinum, the most expensive.

The other good news for Maryland residents is that most insurance companies there will offer access to the state's best doctors and hospitals, including Johns Hopkins. That won't be true in some states where the cheapest plans will offer much smaller networks of providers.


Mr. Dodson should thank his lucky stars that he doesn't live in one of the many Tea-Bagger states where Republicans are bent on giving folks a financial colonoscopy with a telephone pole.

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