Ann Coleman announced the decision to but $4000 in her ira with the foolish four plan. She also said it was coincidence that $4ooo is equal to a married couple's IRA contibution, and furthermore that the stocks will be announced on the 23rd of this month and bought within 5 days. My question is how will she have $4000 in her porfolio if you cannot have a joint Roth IRA account for husbands and wives, and furthermore, you may deposit $2000 for 1998 between now and April and another $2000 for 99 anytime after, Jan 4, but this will not fall within the time of when she buys, and when I start, I would like to just write one check.. Is she going to have an account for her husband with $2000 that buys the first 2 foolish four and she will buy the foolish four- three and four picks. I want to follow right along, but if I am just starting out my Roth IRA, how can you have $4000 in our account and still pick 5 days after DEC. 23rd? Finally, does the $8 commission for my trades have to be included in my $2000 contribution, or can I send in $2032 since we will be buying four different stocks? Thanks for any help
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