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Hello All!

I am in the current situation:

I have to regular IRAs with a combination of about $2,000 in them.

I also have a SEP IRA that I set up when I was self-employed. I've got an employer now, so I can't contribute to this account.

These IRAs are all mutual funds set up with Putnam Investments.

I want to take out my $2,000 to use as my bankroll to start some self-investing in stocks, using what I've learned by getting acquainted with the Motley Fool.

I was thinking of rolling my SEP into a Roth, but Putnam said once I did this, since it was a conversion account, I could not add anymore $$ to it, that in order to add $$ to a Roth, I would have to open up yet another one strictly for investing. Would it be better to just take my SEP money out of Putnam, take the hit to liquidating the SEP, and invest it in a Roth that I then could actually put money into?

I've read here that some people do actual trading and exchanging of stocks, using Fool 4, etc. in the Roth's, how is that possible, where did they go to set them up?

Any advice on my SEP - to - Roth question, or my IRA question would be appreciated.

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