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Rebecca said "Well, W-B flooded very badly in 72 and Nanticoke is just 10 miles or so UP HILL and AWAY FROM the river. Still, we have to pay $22 for a piece of paper that says we're not in a flood zone. (Our lender told us it's a racket.)"

While I suppose our certification could say otherwise, I'm pretty surprised that our house isn't presently in a flood zone. Oshkosh only has one side of the city on a large lake and river running through the middle. Plus, there's a creek one block from our house. The town is also flat as a pancake.

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