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Hey All,

I am new to this board but not a new fool. I have enjoyed much success from reading the Credit Debt board and now I am looking too all of you for more guidance. I filed Chapter 13 2 years ago. Since then I have been working to reestablish my credit. I have one credit card that I have never paid late and presently have a 10% APR, But I did garner a judgement that I recently paid off. I am looking to buy a foreclosed property. Does anyone know how the BK negatively affect my chances. I know it will hurt but I would liketo know what they will say and require of me before getting qualified?

Slovell
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