No. of Recommendations: 1
The great thing about having great credit is it greases the wheels when you need to do things like refinance. I had been exploring various re-fi options for my 6.25% mortgage, but I kept feeling annoyed for having to do all the paperwork.

I called my current mortgage company and told them I was looking at refinancing with another company, so what could they do for me? I ended up doing a starting fast track re-fi with my current company for about half of the closing costs that I would have done with someone else. The interest rate is a tiny bit higher, but the closing costs (and hassle factor!) are a good bit less.

I don't know that my good credit helped THAT much, but it certainly didn't hurt. Took me half an hour, and I don't have to provide any paperwork other than my signature and a copy of the dec page of my homeowners policy.

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