Regarding my worry factor, when you say "And linking is maybe a bad term anyway. It just means telling the internet bank your routing and account number for your other banks, and then they can do ACH transfers back and forth. There's no 'connection' other than your online savings account knowing your account information."I just wonder why they make it mandatory to link? In the sense of a business model... why does a bank need to link to my bank just to accept my money? Couldn't I just write a check to EmigrantDirect? I guess that's what worries me. Paranoid, maybe, but I am interested in the business model they have in a sense... why require the "link" to someone's bank?Thanks again for listening,Mike
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