No. of Recommendations: 0
Hi there,

I'm 23, with two years of Roth IRA deposits behind me and 40+ in front of me, and I want to do this right. I recently took control of my IRA (my parents had it in a high-fee, low-performing mutual fund through a bank) and it is now invested in the Vanguard Growth Index.

My question is this: I want to make regular contributions every year at the same time of year, to keep myself on a constant schedule. Is there a "best time" of year to do this, or does it not matter what time of year I pick?

I'm leaning toward late November but am an investment beginner, so please advise. Feel free to tell me time of year doesn't matter at all, if it in fact doesn't :) But if it *does* matter for maximum returns, please help me choose correctly. Thanks!

Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.