As I wrote at the last message board, I know that Fools aren't supposed to play the lottery, but we did and won. The questions now are, where can we go to sell the annuity that will give us competitive rates and one accountant told us that if we hold it for a year and then sell it we would be eligible to file our taxes under the long term capital gains rate (20%) vs. the regular income tax rate (at that point it would be 39.6%, BIG difference.) Is the first guy we talked to doing "creative" accounting because if that's the case, he can keep his ideas. I won't screw around with the government but I don't want to give them more then they are entitled to either. Please help!!!
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