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I am 55 years old and just received an estimate of my pension when I am 65.

I see that depending on the options i pick - if I live shorter then defined in the plan, my beneficiary will get the remaining payments OR from another company plan that I have - my beneficiary will get benefits for the remaining time he/she is alive after I die.

Interesting !

Some options -

Since I am not married and have no children, I could put in a child as beneficiary and they would get the payment for 30-40-50 years !

Since I am not married and have no children, I could SELL the present value of this benefit to someone and put their name as beneficiary ! There is the thought ! Of course it would be approximate, but I could get some $ up front by selling the "beneficiary" "right".

Anyone ever hear about someone doing this ?

Thanks for any input.

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