Millions of consumers have fallen out of favor with the credit scoring gods.Some lost their jobs or were just overwhelmed by mounting debt. Others got caught up in the real estate bubble or had major medical bills. Whatever the reason, the rising number of foreclosures, short sales, late credit card payments and the ultimate credit sin — bankruptcies — have left black marks on credit reports most everywhere.So what can these people do to repair their credit?http://www.nytimes.com/2011/02/19/your-money/19money.html?_r...FuskieWho sees his credit score as something to be nurtured and protected so that he will have healthy and beneficial credit when he needs it...
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