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This may not be a direct credit card question, but it is debt related.
I am currently a college student at a good college which meets "100% of financial need." What this means is that I am accruing low interest debt. If the numbers stay consistient, in a couple years I will have $4,000 at 5% interest (min: $40/mos, max: 120 mos.), as well as about $15,000 at 6-7% (min: $40/mos, max: 240 mos.) - neither of which begin accruing interest until 9 mos. after I finish All schooling.
I have heard of an 8% cut off line for extinguishing debt. These debts fall under it. I have a "relatively" high tolerance for risk, and was wondering if I should pay the minimum possible on all of these, investing the remainder of what I "can" pay.
I know the dangers of investing money owed elsewhere, but this would not be say, my mortgage payment or meal money.
All foolish responses Very welcome.

-Nat
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