ResNullius:Good reply. I agree, generally. However, most of my IRA money is in equities like AT&T, GE, B&G Foods, and some others. I'm not fond of mutual funds or bonds.Gold? We have some gold and silver, safely stashed away, but what good will ANYTHING be if everything goes to hell? For that matter, I even have some coins so we'd have "hard money", too, but would anything be useful?Finally, we live way out in the country on a ridge, have a good supply of nonperishable foodstuffs (mainly because we buy on sale), can heat with wood (which we have plenty of) if need be, and even have our own well water (and a generator and fuel).No use fretting too much about "the end of the world". Hell, if the asteroid comes, so be it. Or a super volcano. Or a humongous earthquake. When we used to live in a populated area, near a likely target, we used to say that, if we heard the Russians had launched their nukes at us, we'd just pour a couple of good drinks, sit on the step and wait. Vermonter
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