We went through the exercise of filing Fafsa in Eldest's senior year in high school, but have not bothered for the past couple of years since the only thing it was getting us was loans that we did not consider advantageous. In 2015, however, when Youngest graduates high school and Eldest will be a senior in college in the fall, our income should go down through retirement. Between reduced income and two in college, it may be worth filing the Fafsa again. Should we do this in 1/2015 based on 2014 income, and then amend it when we retire, or just wait until 1/2016? Do they need a prior year to compare to when you modify a filing?IP
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