I am 41. I am planning on retiring by age 50. Based on my current plan, I believe I will do it (barring an unexpected disaster). I am still struggling with if I should be investing that 15% in my 401K with all its restrictions or should I invest outside of it, giving me much more flexability. I know I can withdraw before age 59 and avoid penalty taxes by making a level withdrawel over a certain number of years.What is the consensus among all the fools on which way to go?
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