No. of Recommendations: 0
I am four years from retirement. A large portion of the assets from which I will draw my retirement income is in an IRA account, but I have a taxable, non-IRA account also. Until now, all of my savings for retirement has been invested in stocks. I have decided to transfer my account to Vanguard and invest in index funds, following the asset allocation model of the Coffeehouse Investor. The Coffeehouse Investor places 40% of an account in fixed income (e.g., bonds).

Having never invested in bonds before, I know very little about them. I am thinking of investing 40% of my IRA account in the Vanguard total bond market index fund. Does this seem like a prudent choice? Does anyone have other suggestions? I have not yet decided about the allocation of the non-IRA account. Thanks. WMC
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.