I have had a problem in getting good(accurate and useable)results from retirement calculators because of my personal employment history (Though I suspect there may be a significant number of 'Fools' like me out there). Simply put I worked 20 years for fortune 500 company while my wife raised the kids. I left my career in 1992 at age 42 to start a consulting business in the same industry. I kept my 401K and although I can't contribute to it I can move the money in it around, in several investment options. My wife began working in June of 1992 and has been ever since. My consulting business is an S Corporation and has only 1099 sub-contractors (no employees except a part time secretary on payroll). The Corporation pays all our bills except my mortgage which comes out of my wifes salary. I am not compensated (No paycheck) but I do declare the personal bills paid by the corporation on my personal tax return as income from S Corp.(Schedule E).I can recieve my pension (from my fortune 500 career)as early as 2004 (Age 55).How can I input my "special circumstances" into the retirement calculator to obtain accurate results I can use to make decisions on how to plan for retirement?Thank you all for your anticipated help and advice!Mike
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