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Hi all,

Two questions...
1. I'm married, so does that mean that I can contribute $4000 to a Roth and my wife can contribute $4000, so we get a total of $8000 per year of contributions?

2. I'm thinking about taking a job at a startup company that has a 401k program with no company match. In this case are you better off maxing out your Roth contributions, and then putting the rest into the company 401k?

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