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Author: RoadScholar5 Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76418  
Subject: Retirement & the HealthCare Question Date: 6/4/2012 9:26 AM
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Pondering the eternal question.

I could likely retire now and live out a modest lifestyle, seeking my own healthcare insurance - but concerns for healthcare costs hold me back.

I am 50 and in 6 years, I can retire from public service with the ability to remain in the healthcare insurance pool and as I understand it, continue paying the same premiums, co-payments, etc. as a regular employee.

This is what keeps me at the job.

However, I am fortunate to always have been healthy and have always had the benefit of employer provided insurance, so I don't really know what life is like on the other side - i.e. - to have health issues and use your own independent insurance.

So, I am basing my retirement decisions on not having any other life experience - and more specifically, *on the assumption* that this benefit I am eligible for in the future is *very valuable* and hard to put a financial price on.

Agree? different view point? My assumption faulty?

Thanks, RS
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