No. of Recommendations: 0
I have questions that while very basic could have enormous consequences to one's ability to retire early. It regards the source of % income that is often written about and will be dealt with in the Fools retirement portfolio, as well.
If one has a portfolio of 25% bonds/75%stocks and takes 6% annually as income, where does the 6% come from? For instance, is it a combination of the yield from the bonds and from the selling of stock and dividends, or just from the selling of stocks?
Is there a reasonably ez way to take in account long term effects of the annual capital gains incurred when selling to obtain income?

The models I have read about do not make these issues clear, but rather only deal with a % income. Therefore, I find it difficult to be confident about the base $ necessary to consider retirement.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.