<< I am nearing retirement and need a strategy for taking money out of myinvestments to live on. Being as I dont't know anything about investing, Iput 25% of my money into Intermediate US Treasury Bonds and 75% into theS&P 500 Index fund. I bought the bonds because I was told I would get someprotection if the stock price goes down, but I really don't understand howthis works. If stocks are up, should I withdraw from the stock fund andnot the bond fund? If stocks are down should I withdraw from the bondfund? Should I withdraw an equal amount from both funds all of the time?
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